The purpose of insurance is to prepare for the unexpected.. but have you ever thought about preparing for the EXPECTED? Unfortunately, one thing we can be certain of is that one day we are all going to die. Preparing now can protect your family in their greatest time of need.
When you do pass away, there are many decisions that must be made:
You can help alleviate this burden by choosing to plan ahead TODAY! We can help you make these decisions and fund a policy that will cover your final expenses.
There are some great options on the market:
Guaranteed Pre-Needs - You choose any mortuary and can purchase a policy to cover the costs of goods and services from that mortuary at today's price. The policy earns interest each year and offers single premium, and flexible multi-year payment options.
Funeral Trusts - You choose the amount you need to cover your final costs, and the policy earns interest each year. You also get a membership that allows you to note your final wishes down to the last detail, and then the company can keep it in their secure archives until the need arises or you can entrust it to the care of your family. This policy also offers single premium, and flexible multi-year payment options.
Final Expense Plans - These plans are whole life insurance policies that offer low monthly premiums, but require monthly payments for the rest of your life. They are guaranteed policies and require no medical exam.
In addition to the options above, traditional life insurance can help you pay for your final expenses, however, these policies do not earn interest and it can take up to six weeks or longer before your family will receive the funds to pay for your final expenses. With a pre-need or funeral trust, the money is available within one day from your time of death so your family will have the funds available right away.
To Learn More, give us a call today and schedule your FREE, no obligation consultation.
